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flood insurance

insurance prepares you for the unexpected

flood insurance coverage: protect your home and belongings

Flood insurance is a crucial safeguard for your home and personal property, covering damage caused by floods from heavy rains, overflowing rivers, or storm surges. Unlike regular water damage, such as a burst pipe or leaking appliance, flood damage requires a separate policy to ensure you’re fully protected from costly repairs and losses.  

Don’t leave your home vulnerable to unexpected disasters. Speak with a Diaz Insurance Group agent today to review your coverage and close any gaps. With the right flood insurance policy, you can protect your home and finances while gaining peace of mind for the future.

Hurricane Katrina Flooding

how far in advance should i buy flood insurance?

Most flood insurance policies require a 30-day waiting period before the coverage is effective. Exceptions are only made for a few specific circumstances such as if you’ve purchased a new home and the closing is in less than 30 days.

Over time, certain areas are more likely to flood than others, but flood damage can happen to anyone. Get a quote for flood insurance today; Diaz Insurance Group can help you with a flood policy through the National Flood Insurance Program (NFIP).

If you live in certain areas with greater odds of flooding and have a mortgage, federal law may require you to have flood insurance.

payment options:

Flood policies must be paid in full. In many instances the payment can be rolled into your mortgage.

flood insurance quotes:

Diaz Insurance offers Free Flood Insurance Quotes. See how we can save you on your Flood Insurance.